St. Augustine Chapter 13 Bankruptcy Attorney/Lawyer

A bankruptcy filing under Chapter 13 is often referred to as “reorganization.” The filer will usually keep all of his or her property and will pay back debts in monthly payments according to a plan. The payment period is three to five years. At the end of the payment period, the filer receives a discharge of certain remaining debts. There are limitations on discharges, and other conditions apply in a Chapter 13 Bankruptcy. Chapter 13 is available to individuals and to businesses that operate as a sole proprietorship. WHEN CREDITORS AND COLLECTION AGENCIES CALL, YOU CAN REFER THEM TO US.

At St. Johns Law Group, we are always ready to discuss with our clients the many details of bankruptcy. We look forward to working for you on your path to financial recovery.